No Interest if Paid in Full within 12 months: Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments are required. Paying only the minimum payment will not pay off the balance before the end of the promotional period. For new accounts, the APR for Purchases is XX.XX%. Terms subject to credit approval. Additional terms and conditions may apply. Offer subject to change without notice.